Easily Obtain Fast Agricultural Equipment Loans – All Machinery Types, Brands
As an Australian company we fully understand the challenges that many operators on the land can face when they need funding to purchase new machines. Time can be a major factor for growers, graziers, farmers, pastoralists and owners of associated rural businesses as can having access to the right lenders. We address both these issues in providing producers with a fast and simple way to obtain funding for all types of machines used on the land – harvesters, tractors, irrigators, seeders, sprayers, dozers and more.
Easily Get Farm Equipment Loans Ahead of Auctions and Field Days
Many operators order machines while attending field days or at auctions. But not having the funding arranged ahead of time can create issues with bidding and ordering. We make that easier with our pre-approval process. Simply apply ahead of the date and get approved for the amount required. It really is that easy.
Easily Compare Farm Equipment Finance Rates and Options
Interest rates on machinery can vary across the commercial lending sector, for different industry sectors and on the different credit facilities. As can be seen from our current rates, we can achieve cheaper rates to provide a basis for more affordable machinery investments. When planning an upcoming purchase, use these rates as a guide or simply request a quote for a fast response and specific rate based on your profile.
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Making Ag Equipment Financing Easier
Working through us to obtain funding is made extremely straightforward and extremely sensible. Through our use of technology and our high level expertise and extensive experience we have provided a system that works to deliver fast credit solutions. As an Australian company, we know what Australian producers need when it comes to machinery funding. Both in the deal itself and in the process to arrange the credit. We deliver on both counts.
We’ve been providing cheaper credit to Aussie businesses for more than 25 years and have more than 60 lenders in our lender base. Enabling our team to know which lender will suit each customer and having the appropriate level of connection with those lenders to deliver affordable credit.
Our lenders include specialists in the crop and livestock production sector. Lenders that understand the industry and can be more accommodating when it comes to those crucial interest rates and credit terms and conditions.
Using our services is simple. Just request a quote or submit your application by uploading your details. We do the rest and deliver a quick response to your inbox which you can consider at a time that works with your schedule. No need to take time off to obtain affordable machine credit. Proceed when it suits you.
- Specialist Agri Equipment Financing Lenders.
- Expert Farming Equipment Loan Services.
- 60+ lenders for the cheapest rates available.
- Australian owned and operated business delivering for Aussie producers.
Fast Financing Agriculture Equipment – All Brands, Machines, New and Used
The Australian rural landscape is diverse and the machinery required to work the properties equally diverse. We provide funding for all types of machinery for all types of properties, purchased new or second-hand. When purchasing the latest tech units, any costs for software and other operating systems can be funded either in the machinery credit or as separate arrangements.
- Ag financing for harvesters, sprayers, irrigation systems, tractors, dozers, seeders, tillage machines.
- Agricultural equipment financing for dairy operations, crop growers, livestock farms.
- Agri Equipment financing for new and used models from John Deere, Kubota, CASE, Massey Ferguson, IH, Deutz Fahr, New Holland and many more.
- New and second-hand farming equipment finance.
Comprehensive Selection of Farm Equipment Loan Facilities
We appreciate that Australian producers and support businesses come in a wide range of structures and set-ups. Those operating large-scale properties, small holdings, self-employed contractors, family operations, trusts and SMEs. Each with varying approaches to tax, balance sheet and with varying objectives when investing in new machinery.
These variations require different credit facilities, which we offer. Machinery acquisition credit facilities have variations in tax deductions, GST treatment, accounting method compatibility and the strategy used for the balance sheet. If not totally sure as to which option is best suited to your operation, have a quick chat with your accountant.
For new, small and self-employed operators and producers we offer no doc and low doc options at affordable rates and workable terms through our specialist lenders.
To simplify cash flow and future investments, we provide all options with a fixed interest rate and over a fixed term to ensure fixed monthly payments. No deposit options are available so the entire purchase cost plus any delivery and commissioning expenses may be included in the funding total. Select your option and request a quote for a quick response.
- Chattel Mortgage Agricultural Equipment Finance.
- Farm Equipment Leasing.
- Rent-to-Own Agri Equipment Loans.
- Commercial Hire Purchase Ag Equipment Financing.
- Fixed rates, fixed terms up to 7 years.
- No deposit options.
- Balloon, residual, buyback options.
- Low Doc Agriculture Equipment Loans
Request a Fast Agri Equipment Finance Quote Today!
To move on your machinery purchase, simply request a quote or upload your details to submit your application. We’ll respond asap to ensure your funding is approved and confirmed quickly and with minimal time and effort on your part.
Frequently Asked Questions
Agri Equipment Finance
Can we get approved for farming equipment loans as a relatively new, small-scale producer?
Where a new operation does not have all the financial documentation required by banks and some lenders, they may look to specialist lenders and brokers for no doc and low doc options.
What are the financing types which are best suited for agricultural equipment loans?
Producers can select from Leasing, Rent-to-Own, Chattel Mortgage and Commercial Hire Purchase to fund new machinery.
I’d like to know my farming equipment loan is approved so I can order at the next field day. Is that possible?
Yes. Applications for commercial credit can be approved before the goods are actually purchased. Pre-approved credit is valid for a set period of time.
What interest rate will I get on an ag equipment loan?
Interest rates vary for different credit facilities, with different lenders and will be subject to an assessment of the application by lenders.
Is agricultural equipment finance tax deductible?
Yes. Machinery is depreciated with Chattel Mortgage and CHP to derive a tax deduction. Tax deductible repayments are a feature of Leasing and Rent-to-Own. Interest and lender fees are deductible.
I’m a small contractor, do I need to be registered for GST to get a harvester loan?
No. To be eligible for commercial credit, applicants must have an ABN but GST registration is not essential.
Will we need to provide significant extra security to get a farm equipment loan?
Commercial lenders typically accept the machinery as security against the funding. Any request for additional security is based on the lender assessment of the application.
I want to compare repayments on different tractor models. How do I do that?
Comparing repayment estimates based on different price points can be done by using a credit calculator as provided online by lenders.
Is a balloon included with agri equipment finance?
A balloon is an optional feature with CHP and Chattel Mortgage.
The harvester I’m buying has a range of attachments. Can I include these in the one agriculture equipment loan?
Including attachments in a harvester loan is typical but will be subject to lender approval.