Fast Bus & Coach Loans – Easy, Efficient, Effective
Efficiency can be a key objective for acquiring new vehicles. Fuel efficiency, facilitate more efficient timetables and improve efficiency and productivity across the operation. We provide a fast and extremely easy way for operators to source funding to replacing outdated vehicles, upgrade to lower emission models or expand their fleet. Services available to charter operations, privately owned transport companies, transfer and connecting service providers, schools and community groups and companies that operate staff and customer transport vehicles. Quotes sourced from lenders that are matched with the requirements of our customers from a selection of more than 60 banks and non-bank lenders.
Efficiently use your working hours by using our fast and easy service to source cheaper bus and coach loans!
Easily Compare Our Bus and Coach
Financing Interest Rates
Interest rates vary with the credit product, the lender, the customer and sometimes the vehicle being acquired. With so many variables it can be a difficult task to find the cheapest rate to suit individual requirements. We remove the ‘difficult’ by sourcing the cheapest rates. Refer to the cheap vehicle financing rates we can achieve to prepare budgets and request a quote for your specific rate.
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Get Fast Quotes for Bus and Coach Financing
If you need to replace unserviceable vehicles or if the time has simply arrived to acquire new models, we understand the urgency which may be required to secure financing. The sooner the funding is secured, the vehicles can be acquired and the benefits realised. We have brought together a large selection of lenders and utilise smart technology to ensure we have the resources to quickly match customers with lenders. Our lenders include those that have made funding passenger vehicles their speciality. A specialty which can result in superior outcomes for our customers.
- Fast bus and coach loans Australia-wide.
- Specialist bus & coach finance lenders.
- Financing one coach or an entire bus fleet.
Customers simply upload their details and we handle the search process to provide a quick quote and source the cheapest passenger vehicle funding offer that best meets their application. Reducing the time to source funding and increasing efficiency from many perspectives.
Operators throughout Australia can take advantage of our fast and efficient funding services with quote requests, applications and offers all communicated online and backed by a team of commercial credit professionals with in excess of 25 years of experience in the lending market.
We know commercial lending and as an Australian company, we know the local operating environment. Ensuring customers that their interests are central to the process with our key objective to secure fast funding at the cheapest interest rates and most workable terms and conditions.

Bus & Coach Loan Credit Options
Different operators have varying requirements when it comes to their funding requirements. We provide the full selection of commercial passenger vehicle lending products to ensure we do have the option that will suit your structure, your set-up and your objectives. Whether for purchasing one vehicle, multiple vehicles, new fuel technology vehicles, new or used models.
Customers can be assured that our quotes will be based on fixed interest rates, fixed lending terms and with residual, balloon and buy back options available. The fixed elements resulting in a repayment structure which is also fixed to work with cash flow.
- Bus and Coach Chattel Mortgage Financing
- Lease Bus & Coach Finance
- Rent-to-Own Bus & Coach Loans
- Commercial Hire Purchase Bus & Coach Financing
- Fixed interest rates
- Fixed terms
- Fixed monthly repayments

Easily Acquire Bus & Coach Loans for All Vehicles, All Business Set-ups
Whether a long term operator with a large fleet or a smaller, owner-operator, all companies can easily find the credit they need to buy the vehicles they need. We have lenders to fund standard and custom-built passenger vehicles with all fuel technology systems of all sizes from small commuter models through to those operating on interstate routes.
- Commuter coach finance for travel, tour and charter operations.
- Bus loans for privately owned and operated lines.
- Finance for school and community buses.
- Bus finance for companies transporting workers.
- Loans for airport transfer buses.
- Coach financing for 20 to 53+ seater models.
- Zero and low emission bus loans.
- Financing Volgren, MAN, Scania, BLK, Foton, BCI and all other manufacturers.
Request a Bus Finance Quote
Planning complete, time to request a quote to move to the next stage of purchase. Our service is fast and efficient. Submit the required details online for quick quotes and fast offers. Start achieving those much-needed efficiencies in your business by requesting a quote to acquire new vehicles with the cheapest, most suitable funding option.
Bus & Coach Loan Calculator for Fast Estimates
Planning new passenger vehicle acquisitions can involve significant budgeting, forecasting and working the figures. Use our calculator to assist with the planning and decide the most workable structure with terms and balloons to suit individual forecasts and cash flow.
- Calculate bus and coach loan estimates.
- Plan preferences with balloon, term structure.
- Fast estimates to budget new coach acquisitions.
Frequently Asked Questions
Bus & Coach Financing
What is the best credit option for financing a new coach?
Operators can select from Chattel Mortgage, Lease, Rent-to-Own and Commercial Hire Purchase to fund new vehicles. The best option will be the one which suits the accounting method used, the approach taken to balance sheet and taxation.
Are interest rates the same on bus and coach loans for all models?
Rates on passenger vehicle funding are subject to lender assessments and decisions. In general terms, the same rates would apply across all models but be dependent on the application details.
What finance term can I get on a new bus loan?
The term approved for vehicle funding is subject to lender assessment of the application. Terms of 7 years are typical for asset funding.
What is the most tax-effective coach loan?
The treatment of tax varies with credit products. Chattel Mortgage and CHP have deductions through depreciation of the vehicle. Lease and Rent-to-Own have tax deductible monthly payments.
I’m an owner-operator and need to replace my commuter bus. What are my financing options?
Small businesses can apply for Chattel Mortgage, Lease, Rent-to-Own and CHP.
Are loans for hydrogen cell and low emissions buses the same as for traditional fuel models?
Yes. The same selection of products apply to the purchase of all types of passenger vehicles.
I need to work up a budget for management approval. How can I get estimates on bus finance?
Operators can use an online funding calculator to obtain estimates on what their funding may be ahead of applying.
Can new coaches be leased?
Yes. Leasing is an available option for new and used passenger vehicles.
What is the balloon option with bus & coach loans?
A balloon applies to CHP and Chattel Mortgage. It is that percentage of the total amount of the requested credit that is set aside to be paid at the end of the credit term.
We’re ordering a customised coach. Will our financing options be the same as standard models?
Yes. Funding with the choice of Lease, CHP, Rent-to-Own and Chattel Mortgage is available for customised models.