Fast and Easy Way to Hook Commercial Marine Finance
Marine operators whose priority is to be out on the water all day, can find the process of finding the cheapest funding for new boats a challenge. Our fast and easy system is ideal for boating operators that either can’t or choose not to spare the time to cover off on a myriad of options or simply want a more efficient means of finding the lender that suits their needs and the cheapest boat lending quotes. Ideal for fishing and aquaculture companies, boat charters, PWC hire, party boat operators, search and rescue and research organisations and companies that need working boats on and beyond Australia’s waterways.
Compare Rates, Credit Options for Commercial Marine Loans
Acquiring new boats for a business operation can be a considered move which is expected to achieve a certain ROI. That means that the credit secured for the purchase and especially the interest rate must be affordable and cost-effective. We focus on finding the cheapest rates from across a large number of commercial lenders. Use our current rates to compare the different credit products, prepare budgets and request a quote to quickly receive a rate based on your exact profile and specifications.
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How Financing Commercial Marine Vessels Can Be Easy
Need to replace unserviceable tugs and dredges? Expand a fleet of yachts or ferries to meet increased tourism demand? Buy new fishing vessels to increase catch to capture good market conditions? Start a houseboat rental operation or a harbour cruise business? Whatever the purpose for purchasing vessels, we make the process of finding cheaper funding faster and easier.
- Fast Commercial Marine Finance.
- 60+ lenders – banks and non-bank lenders.
- Australia-wide boat finance service – all areas.
- 25+ years commercial lending experience.
- Specialist commercial marine finance lenders.
- Easily obtain commercial boat loan quotes online.
We’re specialists in the commercial lending market with more than 25 years of key experience. Using our extensive experience, connections with more than 60 lenders and our sharp insights into the needs of customers across the Australian business sector, we’ve developed this easy way to sourcing commercial funding.
Easily enter the details of your proposed purchase and your operation to receive a quote from the most suitable lender. Quotes sourced from across banking and non-bank lending market.
Operators in the maritime and boating sectors across Australia can easily access our fast funding sourcing service. We handle the process of finding the lender that is the best match for individual customer requirements and provide the relevant quote. Cutting the time to find the funding and have new vessels working and generating income for the operation sooner.

Easily Access Commercial Marine Finance Options for All Ventures
As business financing specialists, we offer options for all types of boating and water-based ventures. Whether well-established or just starting out operating on a small or a large-scale. Funding is available for both new and used vessels of all types and sizes.
- Commercial fishing boat finance
- Small Business Commercial Marine Finance
- No Doc Low Doc Financing Commercial Marine Vessels
- Commercial Marine Finance for salvage, tugs, dredges, work vessels.
- Sole Trader Commercial Boat Loans.
- Houseboat Hire Marine Financing
- Jetski, PWC Rental Business Loans
- Yacht charter financing
- Hospitality cruiser business finance
- Marine research vessel finance
- Tourism boat financing
- Used commercial vessel finance
Request a Commercial Marine Finance Quote
Request a quote to quickly advance your vessel acquisition plans. Submit your details, get a quote, accept the quote and you’re on the way to achieving affordable vessel funding. No obligation to proceed if our quote does not meet expectations. Request as many quotes as vessels you are considering.
Full Selection of Commercial Marine Finance Facilities
Operators can select the funding facility that will work best with their set-up and towards achieving the objectives for their business. We provide the full selection of options and operators are directed to discuss the choices with their accountant due to the accounting-relating variations in credit facilities.
We source quotes for all credit facilities with a fixed rate of interest over a fixed funding term. This ensures a fixed monthly repayment schedule to facilitate cash flow budgeting and planning future vessel investments. Balloon and residual options are available.
This selection of facilities can be suitable to the purchase of a wide range of vessels and watercraft such as fishing trawlers, tugs, dredges, rescue craft, houseboats, yachts, cruisers of all sizes, RIBs, PWC, dive boats and research vessels. Request a quote now.
- Commercial Marine Chattel Mortgage Finance
- Lease Commercial Marine Vessels
- Rent-to-Own Commercial Marine Loans
- Commercial Hire Purchase Commercial Marine Vessel Finance
- Fixed rates, fixed terms fixed repayments.
- Balloon, residual, buyback options.
- Flexible terms.
- No deposit commercial marine loans.
Fast Calculations of Commercial Marine Finance
We provide operators with easy to use tools for forward planning vessel purchases. Our calculator provides quick estimates of vessel funding for planning purposes and is an essential buying tool. Easily compare different vessels and work out terms and balloon/residual preferences.
- Calculate Commercial Marine Finance estimates.
- Set preferences for terms and balloons.
- Easily compare funding on different vessels.
Frequently Asked Questions
Commercial Marine Financing
What are the financing options to buy a commercial trawler?
When seeking funding for a trawler, buyers can select from Chattel Mortgage, Leasing, Rent-to-Own and Commercial Hire Purchase.
What is a balloon with commercial marine loans?
Chattel Mortgage and CHP include an option for a balloon. This is a part of the total loan amount which is earmarked for payment at the conclusion of the term.
I’m a sole trader commercial fisher, what are my commercial boat finance options?
Sole traders with an ABN are eligible to select from the selection of credit facilities for new vessels. Where a sole trader does not meet approval criteria, they may seek low doc options from specialist lenders.
Is the interest rate on commercial marine finance the same for all types of vessels?
The interest rate offered on vessel purchases is subject to lender decisions. Each application is assessed individually according to the financial position of the operation with the vessel also taken into consideration.
What commercial marine finance offers the best tax deductions?
All business credit products offer tax deductions. Rent-to-Own and Leasing have tax deductible payments. With CHP and Chattel Mortgage facilities, the vessel will be depreciated in line with the ATO schedule at the time of purchase to provide a tax deduction.
Are loans the same for used commercial vessels as for new?
The same loan products are applicable to both new and used vessels. But the rates, terms and conditions can vary when the condition of the used vessel is assessed by lenders.
We need more jet skis for our rental business. Is commercial marine finance available for multiple PWCs?
Multiple PWC purchases may be included in the one credit facility, subject to individual lender approval.
Is commercial marine finance available for both RIB and trailer for a dive business?
Where a RIB and trailer are included in the one purchase from the same dealer, the total cost can usually be included in the same funding arrangement.
We are looking to expand our yacht charter business. What is the most suitable commercial marine finance facility?
Yachts can funded through the choice of Chattel Mortgage, CHP, Leasing and Rent-to-Own. These facilities vary with compatibility to accounting methods, tax deductions, balance sheet, interest rate and other accounting measures. The most suitable option will be the one which meets the requirements of the individual enterprise.
What security will we need to provide for commercial marine finance on new salvage vessels?
Business funding facilities typically accept the vessel as security. Some operators may be requested to provide additional security. This is subject to individual lender decisions.