Australia's Easiest Way to Get a Car Loan
If you’ve got bad credit - our expert brokers can boost your chances of achieving an affordable car loan. Our extensive lender connections and enviable industry reputation empowers us to help borrowers of all financial backgrounds. Start the process by calling us now!
Fast Loan Approvals
Low-Rate Car Finance
Car Finance for Any Credit History
Whatever your credit history, we’ve got financing options for you. Give us a call and you’ll instantly receive your very own, dedicated broker who will be your point of contact throughout the application process.
Applying for a bad credit car loan is the same as applying for any of our other loan products. Give us a call and we will assess your eligibility. If we are able to provide you with a loan, we will progress to collecting some initial details to help us source the right lender for you.
Finance sourced from specialist bad credit financiers
Full suite of credit facilities available
Quick applications and approvals
Quick and Easy Car Loan Approvals - 24 Hours or Less!
Applying for bad credit motor vehicle funding is easy with Easy! Give us a call or connect with us online and we’ll swiftly commence the process. Submit the necessary documentation with the help of one of our expert brokers and we’ll handle the rest. If you’re applying for a commercial car loan, you’ll also be required to submit your business ID and ABN.
Documentation for a bad credit car loan can include proof of income, proof of residence, credit information, details of the car being purchased, down payment documentation, and other financial information such as tax returns, BAS statements, annual accounts, bank statements and more. Got a new or small business? Additional personal financial information may be required due to a lack of financial history.
Quick approvals in 24-hours or less
Smooth applications with expert guidance
Entire process handled on your behalf
How We Source the Best Bad Credit Car Loan for You
With 25+ years of experience in the industry, Easy Car Finance has built an extensive network of lender connections – including strong ties with specialist bad credit financiers. This extensive panel offers borrowers a range of valuable credit options, competitive interest rates, and flexible terms.
Many people feel embarrassed about bad credit – but it’s more common than you might think. Bad credit can result from various situations including a missed or late loan repayment, or even simply being new to the country.
Looking to finance a private or commercial vehicle? We’ve got you covered. Start the process by connecting with us online or by phone today. We’ll assess your financial standing and match you with the right lender for your specific situation.
Budget Better with Our Bad Credit Car Loan Calculator
Easy Car Finance has a proven track record of securing great car loan offers for individuals and businesses with bad credit. Take advantage of our vast car loan options today by giving us a call.
To get an idea of your monthly repayments prior to application, head online to our bad credit car loan calculator – a free device available 24-7 for the generation of car loan repayment estimates. Once you’ve generated a repayment amount in your ball park – give us a call and we’ll present you with a confirmed quote.
Your Guide to Australian Credit Scores
In Australia, 1 in 5 people have experienced bad credit. Simple mistakes can lead to bad credit including a missed utility bill, making multiple credit enquiries, not having a credit history, and defaulting on a loan.
Australia has three credit rating agencies – Experian, Equifax, and illion. Depending on the agency, your credit score will range from 0-1000 or 0-1200. Use the below table to determine whether your credit score is excellent, very good, good, average, or bad.
Unsure how to access your credit score? Obtain a free copy of your credit report every three months by logging onto the Federal Government MoneySmart website.
Sourcing an Affordable Bad Credit Car Loan
No impact on credit score
Australia’s Easiest Car Finance
The easier way to source affordable, cost-effective and cheaper car loans and business vehicle finance!
Fast Loan Approvals
Low-Rate Car Finance