Explore Car Refinancing and Save | Easy Car Finance

Australia's Easiest Way to Get a Car Loan

We help borrowers switch up their motor vehicle loans to find a solution that better fits their financial situation. Secure a better rate, save on interest payments, get lower repayments, extend your loan term, or fund a balloon or residual by refinancing your car loan with Easy.

Fast Loan Approvals

Low-Rate Car Finance

What is Car Refinancing?

When you replace your existing vehicle loan with a new loan arrangement, you are refinancing. Borrowers refinance for a variety of reasons – to get a better rate, reduce their repayments, or adjust the term to align with their current situation. 

The process involves terminating the current funding contract and setting up a new one, with the same lender or a different one. Whether your finances have changed or you want to take advantage of a smarter lending option, refinancing with Easy offers a range of advantages. 

Improve your financial preposition by engaging our brokers and easy, transparent, and personalised service. Connect with us online or by phone to get started.

woman next to a car.

Estimate Your Potential Savings

If you’re considering refinancing your current motor vehicle loan, use our free, online refinancing calculator. It’s easy to use and a highly convenient way to get rough repayment estimates. 

When entering the relevant figures, ensure the rates on the new credit will be based on the current secondhand vehicle rates.

Refinancing with Easy is simple and stress-free. Use our calculator for quick estimates, then connect with us online or by phone. We’ll provide expert guidance on personal and commercial loan options, handle all lender communication, and source the best rates and terms from 80+ banks and lenders.

A couple planning using a laptop
A couple meeting up with a financial advisor looking over the laptop

Refinancing Solutions for Your Specific Needs

Refinancing is made simple with our loan specialists who will assess your current loan and present improved options quickly and easily. All you need to do is review what’s available and make a decision. We’ll coordinate everything and negotiate on your behalf to achieve the best available solution.

Our full portfolio of refinancing solutions are available for both private and commercial-use vehicles including secured or unsecured personal loans, or business vehicle solutions such as Leasing, Chattel Mortgage, Rent-to-Own, Commercial Hire Purchase.  

We individually source each refinancing solution to target your specific financial or operational goals. Whether you’re seeking lower repayments or a different loan type, we can tailor the lending product to suit.

  • Current loan assessment and comparison

  • Fast, stress-free refinancing process

  • Negotiation and settlement handled on your behalf

Just Some of the 80+ Lenders We Compare

Easy Car Finance is a trusted Australian finance brokerage. We are envied across the car lending market for our fast, transparent service and strong lender network, including specialist vehicle finance providers. This broad panel allows us to compare multiple loan options on your behalf, quickly and efficiently.

Explore Car Refinancing and Save | Easy Car Finance

Australia’s Easiest Car Finance

The easier way to source affordable, cost-effective and cheaper car loans and business vehicle finance!

Fast Loan Approvals

Low-Rate Car Finance