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One of the biggest challenges for owners of smaller enterprises is finding the time to get through everything on their schedule. When it’s time to sourcing funding for new motor vehicles for the operation, not having the time to cover off on all the options can mean having to settle for an offer which may not be the lowest rate offer possible. We solve that issue with our services to efficiently and easily secure motor vehicle financing for smaller operators.

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We Find the Best Lender for You

There are lenders that offer competitive rates and workable credit for smaller operators and we make it easy for our customers to find those lenders. We cut the time that would be needed to contact multiple banks and other lenders for quotes and approval criteria in order to be able to be confident that the most suitable option has been found.

We handle that for you. As a broker we have connections with a large number of lenders – both banks and non-bank lenders, and the resources to match customer profiles with lenders that best suit the enterprise and the vehicle. Where an operator is new and doesn’t have the financials required for the application, we offer lenders that provide Low Doc and No Doc financing and lenders that approve applications based on 6 months of strong turnover figures. We have a wide range of lenders to suit the diverse nature of smaller enterprises in Australia.

Our service can be used by operators throughout Australia via our online resources.

We source the cheapest interest rate quotes and deliver them directly to your inbox. All while you continue working in your own enterprise. It is that easy and it is an extremely efficient and astute way to source motor vehicle funding. Request a quote now.

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Small Business Car Loan Facilities

Smaller enterprises can utilise the same credit facilities as larger companies when financing motor vehicles. The facilities have varying features in regard to how they work with accounting methods, the way tax is treated, who owns the vehicle during the credit term, how the vehicle is treated as an asset with the balance sheet and with the interest rate. Speak with your accountant about the options to ensure the most appropriate for your set-up is selected.

  • Small Business Chattel Car Mortgage

  • Small Business Car Leasing

  • Commercial Hire Purchase Car Finance Small Business

  • Fixed Rates, Fixed Terms Up to 7 years, Fixed Repayments

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How We Help with Small Business Car Loans

We assist smaller enterprises of all sizes – sole traders through to SMEs, to easily secure motor vehicle funding at the lowest interest rates. As many operators will be well aware, some lenders can make it difficult for smaller enterprises to get affordable credit. Many have strict criteria around minimum turnover, assets and security, strength of financials and other aspects of the application process.

  • Matching customer profiles with our small business car loan lenders.

  • Fast, efficient and easy procedure to source cheaper rate car finance.

  • Small businesses of all sizes and in all industries.

  • Australia-wide small business car financing.

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Applying for a Small Business Car Loan

The essential requirement for commercial funding is to hold a current Australian Business Number (ABN). Being registered to charge and claim GST is not an essential requirement. The application also requires a range of financials documentation be provided:- income tax returns; BAS returns; annual accounts; turnover figures; profit and loss statements; bank statements; and similar. Where possible, enterprises are encouraged to provide as much of this information as they have available to support their application.

Where insufficient financials are available as the operation has only been up and running for a short period, our Low Doc and No Doc credit options can be considered.

To apply with us, just upload your details and we’ll respond promptly with the quote.

  • ABN Essential

  • Financials Required

  • No Doc and Low Doc where no financials available

Compare Rates, Loan Options for Small Business Car Finance

This calculator comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for finance or any indication that an application has been received or approved. The repayments quoted may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.

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